About FamilyVest
Small team. Deep expertise. One focus.
We are a fee-only fiduciary advisory team in Destin, FL, operating through Farther Finance Advisors, LLC. We help families build, protect, and transfer wealth across generations.
Todd Sensing
SVP, Wealth Advisor
Todd Sensing founded FamilyVest to help families approach financial decisions with clarity, structure, and long-term perspective.
Todd is a Chartered Financial Analyst (CFA) charterholder and Certified Financial Planner (CFP®) professional and holds a master's degree in finance. Earlier in his career, he worked in a hedge fund environment managing investment capital, where research discipline, portfolio construction, and risk management were central to the investment process.
Today Todd combines that institutional investment background with comprehensive financial planning to help families navigate complex financial lives. His work focuses on coordinating investment strategy with retirement planning, tax considerations, estate planning, and long-term family priorities.
Todd has a particular interest in helping families facing complex planning situations, including business owners preparing for future transitions and families planning for the long-term care of loved ones with special needs.
His approach emphasizes thoughtful analysis, disciplined planning, and helping families make clear financial decisions across changing market environments.
CFA
CFP
CEPA
ChSNC
CFA: CFA Institute |
CFP: CFP Board |
CEPA: Exit Planning Institute |
ChSNC: American College of Financial Services
Elliot Klein
AVP Wealth Manager
Elliot Klein brings over five years of leadership experience as a U.S. Army Infantry Officer to his role at FamilyVest. He leads marketing and growth at FamilyVest while also offering personalized financial services tailored to the unique needs of his clients.
Throughout his service, Elliot worked closely with military and State Department executives, gaining deep expertise in risk management and decision-making under pressure. Today, he applies that experience to support both military retirees and civilian executives in reaching their financial goals.
Elliot is a graduate of the United States Military Academy at West Point, where he earned a Bachelor of Science in Economics with a sub-focus in Nuclear Engineering.
West Point
U.S. Army
Fee-Only Fiduciary
Support Team
The people behind the plan.
Crissie Sensing
Special Needs Planning Support
Crissie assists the special needs planning area at FamilyVest. A graduate of Emory University with a Master's in Professional Counseling, her clinical background uniquely supports families navigating complex special needs decisions.
Symphony Harding
Client Experience Analyst
Symphony is a member of the Centralized Service Team at Farther, based in Dallas. She holds a BS in Communication Information Sciences from the University of Alabama and brings a communications-driven perspective to enhancing client interactions.
Marissa Cortinas
Client Experience Associate
Marissa is a client experience professional focused on clear communication and tailored solutions. She brings three years of experience at Charles Schwab and a BA in Finance from the University of North Texas.
How We Work
Built around your family, not a product shelf.
Two advisors. One team. Full continuity.
Todd leads your relationship and plan. Elliot works alongside him on every client, providing a second perspective and built-in continuity. Two advisors invested in your outcome, no handoffs to junior staff, no rotating coverage.
Our approach →2
Dedicated Advisor Relationships
Comprehensive, not transactional.
We work through estate planning, cash flow, retirement, tax, insurance, and risk management in a structured sequence. Every module connects. Nothing is siloed or skipped because it is hard.
Planning process →10+
Planning Modules
Institutional infrastructure. Personal delivery.
Through Farther, you get SEC-registered compliance, tax-loss harvesting, direct indexing, and institutional custody. All without sacrificing the personal relationship.
The Farther advantage →SEC
Registered Investment Adviser
One conversation. No obligation.
We would rather spend the time understanding your family than selling you something. If we are the right fit, you will know. If we are not, we will tell you.